:root{--ink:#164958;--text:#243a41;--muted:#5c6d74;--paper:#f4f7f8;--line:#d3dfe3;--soft:#e5eff2;--accent:#df9b34;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{background:var(--paper);color:var(--text);margin:0;font:15px/1.65 Arial,Helvetica,sans-serif}button,input,textarea{font:inherit}button,a,input,textarea{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.6}a{color:inherit}h1,h2,h3,p{margin:0}button:focus-visible,a:focus-visible,input:focus-visible,textarea:focus-visible,summary:focus-visible{outline-offset:4px;outline:3px solid #2782a0}svg{flex-shrink:0}main,.site-header,footer{max-width:1160px;margin:auto}.site-header{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;padding:25px 28px;display:flex}.wordmark{color:var(--ink);letter-spacing:-.7px;align-items:center;gap:9px;font-size:21px;font-weight:700;text-decoration:none;display:flex}.brand-icon{background:var(--ink);color:#fff;border-radius:5px;place-items:center;width:32px;height:34px;display:grid}.header-link{text-underline-offset:4px;font-size:12px}.opening{grid-template-columns:1fr 1fr;align-items:start;gap:64px;padding:58px 28px 64px;display:grid}.intro{padding-top:9px}.availability{color:var(--ink);align-items:center;gap:8px;font-size:12px;display:flex}.availability span{background:var(--ink);border-radius:50%;width:6px;height:6px}h1{letter-spacing:-2.8px;color:var(--ink);margin:23px 0;font-size:57px;font-weight:600;line-height:1.07}.intro-copy{color:var(--muted);max-width:42ch;font-size:17px}.promise{color:var(--ink);align-items:center;gap:8px;margin-top:23px;font-size:13px;display:flex}.quote-slip{border-left:3px solid var(--accent);background:#fff;max-width:360px;margin-top:38px;padding:17px 22px;transform:rotate(-1deg)}.quote-slip>span{color:var(--muted);font-size:11px}.slip-row{justify-content:space-between;gap:14px;padding:6px 0;font-size:13px;display:flex}.slip-row:last-child{border-top:1px solid var(--line);margin-top:5px}.slip-row mark{color:var(--text);background:#fff1cc;padding:0 4px}.upload-panel{border:1px solid var(--line);background:#fff;border-radius:12px;padding:28px}.panel-heading{align-items:flex-start;gap:12px;margin-bottom:22px;display:flex}.panel-heading>svg{color:var(--ink);margin-top:4px}h2{letter-spacing:-.6px;font-size:25px;line-height:1.25}.panel-heading h2{font-size:20px}.panel-heading p{color:var(--muted);margin-top:5px;font-size:12px}.input-tabs{border-bottom:1px solid var(--line);gap:3px;margin-bottom:18px;display:flex}.input-tabs button{color:var(--muted);background:0 0;border:0;border-bottom:2px solid #0000;padding:10px 14px;font-size:13px}.input-tabs button[aria-pressed=true]{border-bottom-color:var(--ink);color:var(--ink);font-weight:600}.field-label{margin-bottom:7px;font-size:13px;font-weight:600;display:block}.upload-field{cursor:pointer;background:#f8fbfc;border:1px dashed #9eb8c2;border-radius:7px;align-items:center;gap:12px;min-height:111px;padding:18px;display:flex;position:relative}.upload-field:focus-within{outline-offset:3px;outline:3px solid #2782a0}.upload-field input{opacity:0;cursor:pointer;width:100%;height:100%;position:absolute;inset:0}.upload-text{flex-direction:column;min-width:0;display:flex}.upload-text strong{overflow-wrap:anywhere;font-size:13px}.upload-text span{color:var(--muted);font-size:11px}.upload-field>svg{color:var(--ink)}.quote-input{resize:vertical;width:100%;min-height:160px;color:var(--text);border:1px solid #a8bbc2;border-radius:6px;padding:13px;font-size:14px;line-height:1.6}.upload-help{color:var(--muted);margin:12px 0 18px;font-size:11px}.button{border:1px solid #0000;border-radius:6px;justify-content:center;align-items:center;gap:9px;min-height:45px;padding:12px 17px;font-size:13px;font-weight:600;line-height:1.4;text-decoration:none;display:inline-flex}.primary{background:var(--ink);color:#fff}.primary:hover:not(:disabled){background:#103845}.secondary{color:var(--ink);background:#fff;border-color:#a8bbc2}.secondary:hover:not(:disabled){background:var(--soft)}.full{width:100%}.sample-button{color:var(--ink);text-underline-offset:4px;background:0 0;border:0;margin:0 auto;padding:12px 0 0;font-size:12px;text-decoration:underline;display:block}.privacy-note{color:var(--muted);align-items:flex-start;gap:6px;margin-top:16px;font-size:10px;line-height:1.5;display:flex}.privacy-note svg{margin-top:1px}.error-message{color:#843b24;background:#fff1eb;border:1px solid #e5bca9;border-radius:6px;margin-top:15px;padding:12px 15px;font-size:13px}.review-section{border-top:1px solid var(--line);padding:35px 28px 46px}.section-title{justify-content:space-between;align-items:center;gap:20px;margin-bottom:23px;display:flex}.section-title h2{font-size:31px}.section-kicker{color:var(--muted);margin-bottom:6px;font-size:12px;display:block}.status-pill{background:var(--soft);color:var(--ink);border-radius:20px;align-items:center;gap:6px;padding:6px 10px;font-size:11px;display:inline-flex}.summary{color:#425a64;max-width:76ch;font-size:16px}.preview-grid{grid-template-columns:1.4fr 1fr;gap:48px;display:grid}.preview-numbers{gap:32px;margin:24px 0;display:flex}.preview-numbers>div{flex-direction:column;display:flex}.preview-numbers strong{color:var(--ink);font-size:31px;font-weight:500;line-height:1.3}.preview-numbers span{color:var(--muted);font-size:11px}.preview-list{margin:18px 0;padding:0;list-style:none}.preview-list li{align-items:flex-start;gap:8px;margin:10px 0;font-size:14px;display:flex}.preview-list svg{color:var(--ink);margin-top:4px}.report-panel{background:var(--soft);border-radius:10px;align-self:start;padding:26px}.report-panel h3{letter-spacing:-.5px;margin-bottom:9px;font-size:21px;line-height:1.3}.report-panel p{color:var(--muted);margin-bottom:18px;font-size:13px}.small{color:var(--muted);font-size:11px}.report-panel .small{margin-top:10px;margin-bottom:0}.warnings{background:#fff9e9;border-left:3px solid #d7b570;margin:22px 0;padding:15px 18px;font-size:13px}.warnings h3{font-size:14px}.warnings ul{margin:8px 0 0;padding-left:18px}.warnings li+li{margin-top:5px}.finding{border-top:1px solid var(--line);padding:24px 0}.finding-title{justify-content:space-between;align-items:start;gap:22px;display:flex}.finding-title h3{font-size:19px;line-height:1.4}.finding-title strong{white-space:nowrap;color:var(--ink)}.finding-category{color:var(--muted);margin-bottom:5px;font-size:11px;display:block}.finding blockquote{overflow-wrap:anywhere;background:#eaf0f3;border-left:3px solid #a4bbc4;margin:14px 0;padding:10px 15px;font-size:14px}.finding p{max-width:80ch;font-size:14px}.question{border:1px solid var(--line);background:#fff;border-radius:6px;margin-top:15px;padding:13px 16px}.question strong{color:var(--ink);margin-bottom:4px;font-size:11px;display:block}.button-row{flex-wrap:wrap;gap:10px;display:flex}.report-footer{margin-top:28px}.line-details{margin-top:28px;font-size:13px}.line-details summary{cursor:pointer;padding:12px 0;font-weight:600}.table-scroll{overflow-x:auto}table{border-collapse:collapse;text-align:left;width:100%}th,td{border-bottom:1px solid var(--line);padding:10px}th:last-child,td:last-child{text-align:right;white-space:nowrap}.how-section{border-top:1px solid var(--line);padding:40px 28px 48px}.how-grid{grid-template-columns:repeat(3,1fr);gap:45px;margin-top:25px;display:grid}.how-grid h3{margin-bottom:7px;font-size:15px}.how-grid p{color:var(--muted);max-width:35ch;font-size:13px}footer{border-top:1px solid var(--line);color:var(--muted);gap:40px;padding:25px 28px 30px;font-size:11px;display:flex}footer strong{color:var(--ink);white-space:nowrap}footer p{max-width:85ch}.sr-only{clip:rect(0,0,0,0);width:1px;height:1px;position:absolute;overflow:hidden}@media (max-width:850px){.opening{gap:30px}h1{font-size:48px}.preview-grid{gap:28px}}@media (max-width:700px){.site-header{padding:20px}.wordmark{font-size:18px}.header-link{font-size:11px}.opening{grid-template-columns:1fr;gap:28px;padding:30px 20px 38px}.intro{padding:0}h1{letter-spacing:-2px;margin:19px 0;font-size:46px}.intro-copy{font-size:15px}.quote-slip{display:none}.upload-panel{padding:22px}.promise{margin-top:18px;font-size:12px}.review-section{padding:28px 20px 35px}.section-title{flex-direction:column;align-items:flex-start;gap:14px}.section-title h2{font-size:28px}.preview-grid{grid-template-columns:1fr;gap:16px}.preview-numbers{gap:28px}.preview-numbers strong{font-size:28px}.finding-title h3{font-size:17px}.how-section{padding:30px 20px 36px}.how-grid{grid-template-columns:1fr;gap:23px}.how-grid p{max-width:50ch}footer{flex-direction:column;gap:10px;padding:23px 20px}.quote-input{font-size:16px}}@media (max-width:380px){h1{font-size:40px}.upload-panel{padding:18px}.preview-numbers{gap:22px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}@media print{body{background:#fff;font-size:11pt}.site-header,.opening,.how-section,footer,.no-print,.preview-section{display:none!important}.review-section{border:0;padding:0}.finding{break-inside:avoid}.full-report{display:block!important}.warnings{background:#fff}.question{border-color:#aaa}.line-details{display:none}.section-title h2{font-size:24pt}}.service-status{background:var(--soft);color:var(--ink);border-radius:6px;margin:0 0 16px;padding:12px 14px;font-size:12px;line-height:1.55}.consent{color:var(--muted);align-items:flex-start;gap:9px;margin:0 0 18px;font-size:11px;line-height:1.6;display:flex}.consent input{width:16px;height:16px;accent-color:var(--ink);flex-shrink:0;margin-top:2px}.quote-input[readonly]{color:var(--muted);background:#f4f7f8}.state-select{color:#174d5c;width:100%;font:inherit;background:#fff;border:1px solid #c5d4da;border-radius:5px;margin-top:8px;padding:12px}.state-references{overflow-wrap:anywhere;border:1px solid #c5d4da;margin:24px 0;padding:24px}.state-references a{text-decoration:underline}.state-references p,.state-references li{line-height:1.6}.charge-explanation{margin-top:14px}.charge-assumptions{background:#fff9e9;border-left:3px solid #d7b570;margin-top:16px;padding:12px 16px}.charge-review h4{margin:0 0 6px;font-size:12px}.charge-assumptions ul{margin:0;padding-left:18px;font-size:13px}.charge-evidence{margin-top:20px}.evidence-label{color:var(--muted);margin-bottom:4px;font-size:11px;display:block}.citation-list{padding-left:18px;font-size:13px}.citation-list li+li{margin-top:16px}.citation-list a{overflow-wrap:anywhere;text-underline-offset:3px}.citation-list blockquote{margin:8px 0}.charge-reviews>h3{margin-top:28px}.state-references>summary{cursor:pointer;font-weight:600}.state-references>h3{margin-top:20px}.preview-section .charge-review{margin-top:18px;padding-bottom:0}.charge-review .small{margin-top:10px;font-size:11px}@media (max-width:700px){.charge-review .finding-title{gap:12px}.charge-review .finding-title h3{overflow-wrap:anywhere}.charge-assumptions{padding:10px 12px}.state-references{padding:18px}}.editorial{max-width:1000px;padding:32px 28px 60px}.editorial-nav{gap:22px;font-size:13px;display:flex}.editorial nav[aria-label=Breadcrumb]{overflow-wrap:anywhere;font-size:13px}.editorial-heading{max-width:760px;margin:36px 0}.editorial-heading h1{letter-spacing:-1.7px;font-size:48px;line-height:1.12}.editorial-heading>p{max-width:65ch;font-size:18px}.editorial .editorial-date{color:var(--muted);margin-top:16px;font-size:12px}.reading-list article{border-top:1px solid var(--line);max-width:780px;padding:26px 0}.reading-list h2{margin:8px 0 12px;font-size:26px}.reading-list h2 a{text-underline-offset:5px;text-decoration-thickness:1px}.reading-list p{max-width:65ch}.reading-article{max-width:760px}.reading-article section{margin-top:38px}.reading-article h2{margin-bottom:16px}.reading-article p{max-width:72ch;margin:14px 0;font-size:17px;line-height:1.8}.reading-article li{margin:12px 0}.reading-note{border-left:4px solid var(--accent);background:#fff;padding:20px 24px}.reading-note p{margin-top:8px}.editorial-next{margin-top:48px}.reading-article #sources{border-top:1px solid var(--line);padding-top:28px}.reading-article #sources p{font-size:14px}.editorial a{overflow-wrap:anywhere}@media (max-width:700px){.editorial{padding:24px 20px 40px}.editorial-heading h1{letter-spacing:-1px;font-size:36px}.editorial-heading>p{font-size:17px}.editorial-nav{gap:12px;font-size:12px}.editorial .reading-list h2{font-size:23px}.reading-note{padding:16px}.site-header:has(.editorial-nav){flex-wrap:wrap;align-items:flex-start;gap:16px}}@media print{.editorial{padding:0}.reading-article section{break-inside:avoid}}
